What are qualifying ratios and how do mortgage lenders use them?

Learn how refinancing can increase or decrease the cost of your monthly mortgage payment. Read more

Understand who Freddie Mac is, how it helps support affordable housing, and its important role in stabilizing mortgage rates and home loans across the U.S. Read more

Explore what is a title fee, how it fits into closing costs, where to find it in your loan documents, and why knowing it helps you budget confidently. Read more