What is a fixed rate mortgage?

Understand what owner-occupied means on a mortgage, why it matters to lenders, and how it could affect your loan options, interest rates, and approval terms. Read more

What does a down payment mean in real estate? Understand how this cost shapes a loan, PMI, and monthly payments, and see how loan programs impact requirements. Read more

The key requirement for homeowners insurance is that it covers the property’s replacement cost. Learn more about deductible requirements here.